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Showing posts with label Friday(Jumu'at). Show all posts
Showing posts with label Friday(Jumu'at). Show all posts


[Friday Sermon] The Importance Of A Girl Child Education In Islam

By Imam Murtadha Gusau

In the name of Allah, Most Merciful, Bestower of Mercy.

All praise is for Allah. And may the peace and blessings of Allah be upon the Messenger, his Companions and those who follow his guidance.

To proceed:

Dear brothers and sisters, Islam advocates educating women and enlightening them about the teachings of religion, as this greatly influences the life of women as well as that of their children in the future. As Hafiz Ibrahim, the Poet of the Nile said:

"The mother is a school; if she is well-prepared, a noble nation is prepared."

Besides, the Prophet Muhammad (Peace be upon him) addressed women saying:

"O womenfolk…."

He even specified a day on which he used to address them; when some female Companions said to him:

"Men are always with you. So, specify a day for us."

He indeed specified a day on which he met them, admonished them and commanded them… [Imams Al-Bukhari and Muslim]

Moreover, the Prophet Muhammad (Peace be upon him) used to urge women to teach each other. For example, he said to Ash-Shifa Bint Abdullah Al-Adawiyyah:

"Teach Hafsah the Ruqyah (protective and healing supplications) for Namlah (Namlah literary means ant. It is a skin disease where pustules appear on the side of the body and they are swallowed like ants), just as you taught her writing." [Imams Ahmad and Al-Hakim]

The Mothers of the Believers, such as Aisha and Hafsah used to explain and teach matters of the religion to women. This was also the guidance of other male Companions, for they were keen on teaching their wives and informing them about the teachings of the religion, especially rulings that are specific to women, such as those related to ritual purification, menstruation, postpartum bleeding, prayer, marriage, divorce, breastfeeding, and so on. Some Companions used to hold gatherings of knowledge in their homes in order to teach their children and daughters.

Imam An-Nawawi transmitted on the authority of Qatadah who was a Tabi‘i, that:

"Whenever Anas Ibn Malik completed the recitation of the whole Qur'an, he used to gather his family and supplicate Allah (Du'a)." [Imam Abu Dawud]

On the whole, scholars were keen on teaching women. History has recorded the biographies of women who were knowledgeable in religion and were taught by their fathers, brothers and husbands. Such men present shining examples in caring for and educating both men and women without discrimination. Life i.e. daily obligations and duties did not divert them from their duty towards their families until their sons and daughters grew into excellent role models in knowledge and piety.

Here, I mention the biographies of some women who learned from their fathers and husbands. The purpose of this is to highlight the woman's position in Islam. Women scholars were appreciated by Muslim biographers, and therefore, they included them in their classifications of great figures and biographies. It is hoped that this will urge women students to exert their best efforts in learning religion and mastering what is beneficial for them in their scientific and practical life.

These women scholars specialised in different branches of knowledge at different ages. The names of women Companions have not been included because they are numerous and well-known. Rather, I will mention women from among the Tabi‘is and their successors:

1. Asma' Bint Asad Ibn Al-Furat

Her father was Maghrib’s (North-West Africa) famous scholar and judge. She was her father’s only daughter and he used to teach her the Qur'an, Hadith and Fiqh. She used to attend her father's assemblies of knowledge (Halqah) and contribute to debates. When her father was appointed as the army's commander in order to conquer Sicily, he attained a great victory and besieged the city of Sousse, but was killed there in 213 AH. Asma’ married one of her father’s students whose name was Muhammad Ibn Abu Al-Jawad and who was the head of the Hanafi scholars in Maghrib. Asma’ died in 250 AH.
[To know more about her biography, review Ad-Dibaj Al-Madhab by Ibn Farhun, page 305, and Faqihat Alimat by Muhammad Khair, page 29]

2. The sister of Al-Muzani

She is the sister of the Shafi‘i scholar, Isma'il Al-Muzani, the companion of Ash-Shafi‘i who died in 264 AH. His sister used to attend the Fiqh lectures of Ash-Shafi‘i. Some of the Shafi‘i scholars used to transmit her Fiqh opinions and her decisions regarding what she believed to be the most preponderant opinions. [To know more about her biography, review Tabaqat Ash-Shafi‘iyyah by Al-Asnawi, Volume 1, page 443]

3. Hafsah Bint Sirin

She is the sister of the noble Tabi‘i, Muhammad Ibn Sirin. She was trustworthy and knowledgeable in Fiqh as well as in other branches of knowledge. She was a sincere worshipper and one of the most prominent Tabi’i women. She completed the memorisation of the Qur'an at the age of twelve (12) and lived for seventy (70) years. Her brother, Muhammad, used to ask her about what he did not have knowledge about in the Qur'an. Mahdi Ibn Maimun mentioned that she remained in her place of worship for thirty (30) years and did not leave it except for a siesta and answering the call of nature. She died after 100 AH. Her traditions are mentioned in different books of Hadith. [To know more about her biography, review Tahthib Al-Kamal, by Al-Mizzi, Volume 35, page 151; and Siyar A'lam An-Nubala, by Ath-Thahabi, Volume 4, page 507]

Respected brothers and sisters, below is a very nice story which will In Shaa Allah make you all aware about the importance of women's education, especially young Muslim girls!

After finishing Salatul Isha', a Muslim girl sat on her Prayer mat to make Du'a. Once after she finished making Du'a to her Lord, her mobile rang. She picked up saying: 'Assalamu alaikum wa rahmatullahi wa barakatuhu.' A voice of a young man replied: 'Wa alaikumus salam wa rahmatullah wa barakatuhu!' Can I speak to (so and so) please? The Muslim girl said: 'Sorry brother, you have dialed the wrong number'...Then she hung up. After few minutes, her mobile rang again. She picked it up, it was the young man who called her few minutes ago. He told her: 'I called again to apologise for disturbing you! You seem to be a good girl! Can I know you better?' The girl was shocked for few seconds but then she replied: 'Brother… Fear Allah! you are suppose to be at Mosque praying Salatul Isha' but here you are going after girls to flirt with them at night! Here you are disobeying your Lord instead of obeying HIM! Shame on you!!!' After saying these words, she immediately hang up. Few days later, he called her again: 'Assalamu alaikum wa rahmatullah wa barakatuhu sister, please don't hang up! I want to apologise again and inform you that I went back to pray all my five (5) daily prayers at Mosque! All praises to Allah and thank you for waking me up from my neglectfulness! Please, can I know the name of the one through whom Allah guided me? I really need someone like you in my life to strengthen my Iman and support me to stay on the right path! Please help me sister, may Allah reward you for that!' She didn't reply and started to think: 'Should she accept to help him to stay on the right path? Should she accept that he will be in touch with her from time to time to help him strengthen his Iman?' She heard a satanic voice whispering: 'He is a good guy now! Why are you so worried about it?! Let him call you... you both have pure intention! He really needs you! If you refuse his suggestion, he will go astray and it will be your fault!!' She was about to tell him her name but suddenly a little voice whispered: 'Allah is watching you'… It was her conscience and her education which woke her up from making a big mistake! 'Sorry brother!' she replied finally: 'If you are sincere in your repentance then you will find people who are better than me to help you! Even I need someone who helps me to stay at the right path more than you! At Mosque, you will surely find many righteous brothers who would be good company which will help you to get closer to Allah! Please, if you really fear your Lord now and afraid of HIS punishment, then do not call this number ever again! Assalamu alaikum wa rahmatullahi wa barakatuhu!' Then she hang up and she went back to her Prayer mat rising her hands to make the following Du'a:

“O Allah, Turner of the hearts, make my heart firm on your religion and save me from the evil of Fitnah, Ameen!”

May Allah accept our Ibadah (worship) and supplications, May He guide our leaders and provide us with a lasting peace in our beloved country Nigeria, ameen Ya Mujib!

May the peace and blessings of Allah be upon our beloved Prophet and Master, Muhammad peace and blessings be upon him, his family and all his Companions.

Dear servants of Allah, this Khutbah (Friday Sermon) was prepared for delivery today Friday, Al-Muharram 27, 1441 A. H. (September 27, 2019), by Imam Murtadha Muhammad Gusau, the Chief Imam of Nagazi-Uvete Jumu'ah and Alhaji Abdur-Rahman Okene's Mosques Okene, Kogi State, Nigeria. The Imam can be reached via: gusaumurtada@gmail.com or +2348038289761.


Almighty! On this blessed day, keep us safe from hypocrites & those who have bad intention towards us. Surround us with good people; those who spread positivity & constantly remind us of You. Guide us in all that we do; all the way to our ultimate destination, Paradise! Aameen.

 *Jumm'at Kareem!*


Ya Allah! All good is on Ur hands alone. And the disposal of all matters ultimately rests in U alone. Grant us our prayers & forgive our shortcomings. Pardon those who have gone before us. Teach us to always care 4 one another & protect us from evil.


A nice Khutb ah About Marriage

Give Your Daughter In Marriage To A Righteous And Pious Husband!

By Imam Murtadha Gusau

Monday, July 22, 2019

In the Name of Allah, the Most Gracious, the Most Merciful

Praise be to Allah. Praise be to Allah, the free of all wants and needs, the worthy of all praise; the owner of the Throne, the All Glorious. I praise my Lord and thank Him. I turn to Him in repentance and ask Him for forgiveness. I bear witness that there is no god but Allah alone, who has no partners, the Doer of whatsoever He wills; and I bear witness that our Prophet and master, Muhammad, is His servant and Messenger, who was granted victory and given the greatest support. O Allah! Bestow your peace and blessings upon your servant and Messenger Muhammad and upon his family and companions, who followed the rightly guided commands.

Dear respected sisters! As a Muslim women, religious commitment is the most important thing to look for in the man you want to marry. The husband should be a Muslim who adheres to the laws and teachings of Islam in his daily life. The woman’s guardian (wali) should strive to check out this matter and not rely only on outward appearances. One of the most important things to ask about is the man’s prayer (Salah); the one who neglects the rights of Allah is more likely to neglect the rights of others. And the true believer does not cheat, deceive, oppress or mistreat his wife; if he loves her, he honours her, and if he does not love her, he does not mistreat or humiliate her. It is very rare to find this attitude among those who are not sincere Muslims. Allah the Almighty says:

"...and verily, a believing servant is better than a (free) Mushrik (idolater), even though he pleases you." [Al-Baqarah, 2:221]

And He the Most High says:

“Verily, the most honourable of you with Allah is that (believer) who has At-Taqwa [i.e. he is one of the Muttaqun (the pious)].” [Al-Hujurat, 49:13]

And He says:

“Good statements are for good people (or good women are for good men) and good people for good statements (or good men are for good women).” [Al-Nur, 24:26]

The Prophet (Peace be upon him) said:

“If there comes to you one whose religious commitment and attitude pleases you, then marry [your female relative who is under your care] to him, for if you do not do that, there will be tribulation on earth and much corruption.” [Narrated by Al-Tirmidhi and classed as Sahih by Al-Albani in Sahih Sunan Al-Tirmidhi]

As well as being religiously committed, it is preferable that he should come from a good family and a known lineage. If two men come to propose marriage to one woman, and they are equal in terms of religious commitment, then preference should be given to the one who comes from a good family that is known for its adherence to the commands of Allah, so long as the other person is not better than him in terms of religious commitment – because the righteousness of the husband’s close relatives could be passed on to his children and his good origins and lineage may make him refrain from many foolish and cheap actions. The righteousness of the father and grandfather are beneficial to the children and grandchildren. Allah the Almighty says:

“And as for the wall, it belonged to two orphan boys in the town; and there was under it a treasure belonging to them; and their father was a righteous man, and your Lord intended that they should attain their age of full strength and take out their treasure as a mercy from your Lord.” [Al-Kahf, 18:82]

My beloved people! See how Allah protected their father’s wealth for the two boys after the father died, as an honour to him because of his righteousness and at-Taqwa (Piousness). By the same token, if the husband comes from a righteous family and his parents are good, Allah will make things easy for him and protect him as an honour to his parents.

And it is good if the husband has sufficient wealth to keep him and his family from having to ask people for anything, because the Prophet (Peace be upon him) said to Fatimah Bint Qays (may Allah be pleased with her), when she came to consult him about three men who had proposed marriage to her, he said:

"As for Mu’awiyah, he is a poor man who has no wealth…” [Narrated by Muslim]

It is not essential that he should be a businessman or rich, it is sufficient for him to have an income that will keep him and his family from having to ask people for anything. If there is a choice between a man who is religiously committed and a man who is wealthy, then the religious man should be given preference over the wealthy man.

It is preferable that he should be kind and gentle towards women, because the Prophet (Peace be upon him) said to Fatimah Bint Qays, in the Hadith quoted above:

"As for Abu Jaham, his stick never leaves his shoulder."

Referring to the fact that he used to beat women a lot.

And it is good if he is sound of body and healthy, free of faults, sickness, etc., and not disabled or sterile.

It is preferable that he should have knowledge of the Qur’an and Sunnah; if you find someone like this it is good, otherwise you should realise that this is something rare.

It is permissible for the woman to look at the man who comes to propose marriage, and for him to look at her. This should be in the presence of her mahram, and it is not permitted to look more than is necessary, or for him to see her alone, or for her to go out with him on her own, or to meet repeatedly for no reason.

According to Islam, the woman’s wali (guardian) should check on the man who proposes marriage to the woman who is under his guardianship; he should ask those whom he trusts among those who mix with him and who know him, about his commitment to Islam and his trustworthiness. He should ask them for an honest opinion and sincere, sound advice.

Before and during all of this, you must turn towards Allah and pray to Him to make it easy for you and help you to make a good choice and to grant you wisdom. Then after all these efforts, when you have decided on a particular person, you should pray Istikharah, asking Allah for that which is good. Then after you have done your utmost, put your trust in Allah, for He is the best of helpers, may He be glorified.

Respected brothers and sisters! If you are looking for the perfect Muslim man who is the embodiment of Prophetic character and constitution in every possible way, then you will never find that person. However, there is such a thing as an ideal spouse that fits and compliments you.

Every Muslim woman who seeks marriage in Islam should be aware that you are seeking a person to not only be a husband, friend, lover, life-partner, and all those good things; but you are seeking someone to be the Imam of your home and family. Of course you want him to be a kind, generous, patient, good-natured, healthy, attractive (to you), and an Allah-fearing virtuous husband who is reasonable. Nevertheless, as a woman, you need to be clear about what you really want and seek in a marriage.

Many sisters say they want one thing but when they get it, it turns out that it’s not what they really want. Don’t say you want a strong man, and then resent his strength when he tries to lead, or his firmness in some things, or say you want a knowledgeable man, and want him to disregard his knowledge and follow your’s or someone else’s whim, and don’t say you want an Allah-fearing, pious man, and then oppose him when he wants to direct his family to piety. If a woman wants a man who has these good and godly qualities then she should seek that type of man, and not be overtaken by his looks, his swagger, his car, his walk or his talk. If a woman seeks a husband who does not have the qualities of a good man, then she will likely get a joker. The first thing to check about a potential Muslim spouse is his Salah (Prayer), and if you check his, make sure that you check yours too.

If you are a Muslim woman who does not particularly want to be married to a religious man, or a man who prays, or enjoins you to pray, pays zakah, fasts and enjoins you to fast, and observes a healthy (non-extremist) Islamic lifestyle, then that is your choice. This is not about blaming this or that person for how they want to live and what they consider important. Islam is a path, not a destination and people struggle with all aspects of their faith from time to time, that is life.

Nevertheless, lets keep it real sisters, if you are not really trying to live the Islamic lifestyle as a wife and a woman, then don’t waste the time of a brother who is looking for that type of lifestyle. You need to be clear with yourself about that, and he needs to be clear with you about that. Likewise, if you as a Muslim woman, know that you want to live a serious and sober Islamic lifestyle, and raise your children accordingly, then don’t be beguiled by a brother who is handsome, talks a good game, drives a nice car, wears designer clothes, but lacks the substance that you are seeking. A woman can help a man evolve and grow, and vice versa, but people can’t change people.

Every woman should have a general idea about how she wants to get pattern her home life, what she’s willing, or not willing to do, and how where she is in her religion, and Allah is the best judge. However, for the new and not so new Muslim woman who wishes to be married and live an Islamic lifestyle here in Nigeria to the best of their ability, it is important to seek and marry the kind of men who can and will support that type of life. With that in mind, here are some things that you should look for in a real Muslim man. These qualities will not make a perfect man, for such a thing is a fantasy. However, if a brother has these qualities, and you have problems in your marriage as many of us do, a man with the qualities mentioned below, gives you a lot to work with. Wallahul Musta’aan!

1. You have to know something about his background, his family, his upbringing, his history. Family background is important. You want to know what kind of family he came from, whether or not he was raised by both parents, came from a single parent household, or reared in a foster home. Some men come from broken families, from prison and criminal backgrounds and from the thug, gang, culture of the inner city streets. Of course that is not true for all; nevertheless, is true for many, and we are seeing the results of it in our communities. Thus, in these cases, the question is how much of the previous Jahiliyyah (Pre-Islamic) lifestyle has been discarded and replaced by Islamic thinking, Islamic habits and Islamic traits? If he is a Muslim, but still likes to run the streets, hang out on corners, go to the clubs, sling dope, smoke weed, or run game, then he hasn’t yet crossed over to an Islamic way of life. People can, and will change, and change takes time; however, these days, people are not changing. They are falling to the wayside of Islam in very high numbers.

2. Does he pray or even know how to pray? If a Muslim brother does not know how to pray, then he should be actively learning his Salah (Prayer), and have a Salah book in his pocket, or his backpack. He should be up in the Masjid, praying behind someone who knows how to pray. Salah is not an option. If he doesn’t know how to pray, and is not actively learning how to pray, then he is a joker as far as Islam is concerned; he does not take his Islam seriously, and neither should you. The hardest Prayer (Salah) upon the hypocrite is the Fajr and Isha' prayers. The prophet (Peace be upon him) said:

"If people knew what was in the Isha' and Fajr (prayers in congregation), they would attend them even if they had to crawl.” [Al-Bukhari]

If a brother cannot get out of bed for Fajr, or cannot put down the remote control for Isha', then it is likely that he will not establish prayer in the home.

3. Does he know about purification? Does he know how and when to perform a ghusl of janabah, the proper manner of ablution, and the performance of Istinja'? If he does not know the above, then his whole worship apparatus is in disarray, and dysfunctional, not withstanding that he is probably in a perpetual state of impurity. The Prophet (Peace be upon him) said:

“Purification is half of faith (Iman).”

Thus if he doesn’t understand and practice purity, he is bereft of half of his Iman (Faith). On the other hand, if he is attentive with regards to purification, then he is more likely to be dutiful with respect to Salah (Prayer). It goes without saying that if he is steadfast and attentive to Salah, then he will be the same in other areas of his religion.

4. Is he employed? Does he have halal income? If he is a street hustler, most of the time, his income is from haram sources and in our experience, street hustler dudes, rarely takes care of their families. If he is employed, does he pay zakah, or take care of his children if he has any? If he is employed, does he make sacrifices for the sake of his job and career, at the expense of his religion? Does he integrate the Salah into his work schedule, does he attend Jumu’ah. If he sacrifices his religion to earn a living then it is likely that you will get a man who brings home the money, but won’t be an Imam in his home, won’t raise the children as Muslims, and will be less inclined to uphold Islamic moral values while he is at work, or at home. There is such a thing as balance; however balance in following religion and using the latitude that it affords.

5. Does he play hooky from Ramadan? If he plays hooky from Ramadan, then he is a joker. He does not take his Islam seriously. Where is this brother during the month of Ramadan? Is he around the Muslims, is he near the Masjid, is he at the iftar (breakfast), is he in the Salah line during any of the tarawih? Or is he one of those brothers who calls the Masjid three weeks into Ramadan and asks; ‘when does Ramadan start’? Where is he at Fajr time? Is he sleeping, or is he busy with Suhur and Salah. These are the things you need to look at in choosing a good Muslim man. The observance of Ramadan is one of the things that separates the men from the boys as far as religion is concerned. Pay attention to how he handles Ramadan and it will give you a glimpse into what he’s made of.

6. Does he take care of himself? Does he have his own place, have his own bills, have his own car, buy his own food, buy his own clothes, pay for his own bus pass? It’s okay if he takes care of himself but is struggling because times are hard these days, but sisters need to understand that taking care of yourself is a certain mindset that a man has, and trying to live off of mommy, baby momma, or your girlfriend is a totally different mindset; it’s the mindset of a boy, pretending to be a man.

7. Who are his friends? Are they practicing Muslims? The Prophet (Peace be upon him) said:

“A person is upon the religion of his close friend (khalil).”

If his friends are trifling, know nothing, do nothing dudes, then your guy is bound to be like them. If he is still rolling with the criminals or careless non-Muslim, or criminal politicians, then rest assured, he probably still thinks like one. If he’s rolling with the boys and not the men, then he’s probably still a boy. grown men don’t roll behind little boys.

8. Does he have an Imam, or a Sheikh from whom he takes instruction? Or is he a floater? If he has no Imam, then his Imam is probably Shaitan. If he is not linked to leadership, or scholarship, (and I’m not talking about the internet), then he is likely going around in circles as far as his religion is concerned, and he will lead you around in circles. This is not true in every case, but it’s very likely.

9. What is the relationship with his mother? If he doesn’t honour and respect his mother, then there is hardly any chance that he will honour and respect you as his wife. If he disrespects his mother, then he is already engaged in major sin from the very beginning. You should also talk to his mother. Mothers know their sons, if the mother says he is no good, then she’s probably right.

10. Does he attend Jumu’ah prayer or does he make invalid excuses? If a brother is missing Juma’ah without a valid excuse, more than three times in a row, then he already has a seal on his heart. Abu Ja’ad al-Dhamri (Allah be pleased with him) narrates that the Messenger of Allah (Peace be upon him) said:

“Whosoever misses three Jumu’ah prayers by taking the matter lightly, Allah will seal his heart.” [Abu Dawud, At-Tirmidhi, An-Nasa'i, Ibn Majah and Ad-Darami]

My people! These are just a few things that our women must consider in choosing a mate. If you are already married, then you should encourage your husband to adopt some of these traits and don’t make excuses for him or just be another mommy for him. Sisters, there is no such thing as a perfect marriage, and there are no perfect men, just like there are no perfect women. However there is such a thing as good and bad qualities in a man, as well as a woman. Try to choose someone in whom the good qualities outweigh the bad. And Allah knows best.

All praise is due to Allah, Lord of the worlds. May the peace, blessings and salutations of Allah be upon our Noble Messenger, Prophet Muhammad, and upon his family, his Companions and his true followers.


Written by your brother, Imam Murtadha Muhammad Gusau, from Okene, Kogi State, Nigeria. The Imam can be reached via: gusaumurtada@gmail.com or +2348038289761.


O Allah make our lives fruitful
and Beneficial to lslam, forgive our past, Bless our present, Guide and protect our future. make the journey of life easy on us and our family.
O' Allah grant us peace, Tranquility and Grant us what is best in this
world and hereafter. Barka da Jumaa.


[Friday Sermon] Mocking Allah Or His Religion


Imam Murtadha Gusau

In the Name of Allah, the Most Beneficent, the Most Merciful

All praise is due to Allah, Lord of all creation. May Allah extol the mention of the Prophet in the highest company of Angels and may the peace and blessings of Allah be upon him, his family, his Companions and all those who follow him exactly till the Day of Judgement.

Dear brothers and sisters! Today, I have chosen to speak on a sin that most of us barely recognise when we commit it. It is the mocking of the religion of Allah. Many of us make jokes about the religion or about issues in the religion, and we don't even realise we are doing it. We joke about the man with multiple wives, we joke about the man with beard, we joke about the woman's Hijab and we joke about our Prophets and Messengers of Allah. We find that we can make a joke out of everything, and we do. And we consider it insignificant. This is the sad part. Even though our beloved Prophet Muhammad (Peace be upon him) warned us. Narrated Abu Hurairah:

"That he heard Allah's Messenger saying, "A servant of Allah may utter a word without thinking whether it is right or wrong, he may slip down in the Fire as far away a distance equal to that between the East and the West." [Sahih Bukhari]

I read a joke that was circulating on the internet about the woman's Hijab. It was making fun of women who cover less than perfectly. It was amusing, but that was the problem. We need to advise each other, not ridicule each other -- this joke hit the line of backbiting. I even fell prey to the joking syndrome. I once passed on a joke about the Friday Sermon where the Imam was less than perfect in his delivery of the Sermon. I did not see what I had done until after it was pointed out to me by a watchful brother on my email list (Jazahullahu Khairan). Our non-chalant attitude about jokes and their seriousness makes this an extremely easy sin to fall into.

Actually, if we took our Prophet's advise, and did not seek to entertain each other with lies, we would avoid a large part of the problem. The other parts would be resolved by remembering the rights that our Muslim brothers and sisters have upon us and by thinking about what we say before we say it.

For the Prophet (Peace be upon him) told us according to the Hadith of Abu Hurairah that when they said:

"Messenger of Allah, do you make jokes with us!" He replied, I say nothing but the truth." [Tirmidhi]

Also narrated Jabir Ibn Abdullah he heard the Prophet (Peace be upon him) say:

"A Muslim is he from whose hand and tongue the Muslims are safe." [Sahih Muslim]

Also narrated Malik:

"Who believes in Allah and the Last Day should talk what is good or keep quiet." (i.e. abstain from dirty and evil talk, and should think before uttering)." [Sahih Bukhari]

Respected brothers and sisters! Actually, our tongues can land us in the Hellfire or they can save us from it, according to the saying of Messenger of Allah (Peace be upon him). Narrated Sahl Bin Sa'ad: Allah's Messenger said:

"Whoever can guarantee (the chastity of) what is between his two jaw-bones and what is between his two legs (i.e. his tongue and his private parts), I guarantee Paradise for him." [Sahih Bukhari]

Also narrated Abu Hurairah: The Prophet (Peace be upon him) said:

"A servant (of Allah) may utter a word which pleases Allah without giving it much importance, and because of that Allah will raise him to degrees (of reward): a servant (of Allah) may utter a word (carelessly) which displeases Allah without thinking of its gravity and because of that he will be thrown into the Hell-Fire." [Sahih Bukhari]

So we have to be very careful not to fall into the trap of joking about the religion. Allah the Almighty warned us:

"Of the people there are some who say: We believe in Allah and the Last Day; but they do not (really) believe. They think to beguile Allah and those who believe, and they beguile none save themselves; but they perceive not. In their hearts is a disease; and Allah has increased their disease: And grievous is the penalty they (incur), because they are false (to themselves). When it is said to them: "Make not mischief on the earth," they say: "Why, we only Want to make peace!" Of a surety, they are the ones who make mischief, but they realise (it) not. When it is said to them: "Believe as the others believe:" They say: "Shall we believe as the fools believe?" Nay, of a surety they are the fools, but they do not know. When they meet those who believe, they say: "We believe;" but when they are alone with their evil ones, they say: "We are really with you: We (were) only jesting." Allah will throw back their mockery on them, and give them rope in their trespasses; so they will wander like blind ones (To and fro). These are they who have bartered Guidance for error: But their traffic is profitless, and they have lost true direction, Their similitude is that of a man who kindled a fire; when it lighted all around him, Allah took away their light and left them in utter darkness. So they could not see. Deaf, dumb and blind, they will not return (to the path). Or (another similitude) is that of a rain-laden cloud from the sky: In it are zones of darkness, and thunder and lightning: They press their fingers in their ears to keep out the stunning thunder-clap, while they are in terror of death. But Allah is ever round the rejecters of Faith! The lightning all but snatches away their sight; every time the light (Helps) them, they walk therein, and when the darkness grows on them, they stand still. And if Allah willed, He could take away their faculty of hearing and seeing; for Allah hath power over all things." [Qur'an, 2:8-20]

And Allah the Most High says:

"Beautified is the life of the world for those who disbelieved; they make a jest of the believers. But those who keep their duty to Allah will be above them on the Day of Resurrection. Allah giveth without stint to whom He will." [Qur'an, 2:212]

I know this is talking about the nonbelievers and the hypocrites, but it contains a warning in it for us. This is the behaviour of the hypocrite and the nonbeliever, to say one thing in front of the pious and to say another in front of the nonbeliever, or to act in a way that is equal to saying this. I will provide you with an example. A Muslim is among other Muslims and he has a discussion about the necessity of Hijab for the woman. Then, a few days later, he is talking to a non-Muslim who says -- oh, don't you think the women who wear face veil look like ninjas? And he makes ninja jokes with this person. This is mocking the Muslims and the religion. Instead of advising the person, and making the person realise that this is a beautiful part of Islam, he sinks to their level, telling them with his actions that its OK to disrespect Muslim women with these jokes. He is saying -- I am really with you, not them.

Or we have the Muslim who when polygamy is discussed, falls into jokes which may sometimes be quite distasteful, something which is specifically forbidden in Islam.

Narrated Anas Bin Malik that:

"The Prophet was not one who would abuse (others) or say obscene words, or curse (others), and if he wanted to admonish anyone of us, he used to say: "What is wrong with him, his forehead be dusted!" [Sahih Bukhari]

Abu Sa'id Al-Khudri reported that the Messenger of Allah (Peace be upon him) said:

"On the day of Judgement of the people of Allah, in His sight, will accord lowest position to the man who consorts with his wife and then publishes her secrets." [Muslim]

This all amounts to mocking or joking about the religion of Allah. Allah the Almighty says:

"In the long run, evil in the extreme will be the End of those who do evil; for that they rejected the Signs of Allah, and held them up to ridicule." [Qur'an, 30:10]

My beloved people! Not only is it prohibited for us to make fun of the religion or elements of the religion, we are also commanded not to sit in the company of those who do so. Sitting in the company of them can have many connotations. It does not, in today's media-pervasive society have to be confined to physically sitting among the ones who mock Allah or His religion. It can be done by watching a TV show or listening to a radio program that does so. This is not confined specifically and only to jokes which do not specifically mention Islam. Any joke against Allah -- by any name, is a joke against Allah because regardless of their beliefs there is only one ilah and that is Allah. Also, when they joke about Musa (Moses) or Isa (Jesus) or any Prophet, it is an insult to the religion, we should not tolerate. When they joke about these things, even though they are wrong in their beliefs, we know better, and we know that these things are insults to great Prophets of Allah. We have to set the example in respect to Allah and His Prophets. We should not sit and listen to these types of jokes either in person or over some media medium. When Muslims are portrayed in a bad manner, we should not participate by watching -- we should protest it as we should protest any insult to Allah and His great religion.

Dear brothers and sisters! There is no excuse for being with those who mock Allah and His religion, be they Muslims or non-Muslims. Allah the Most High says:

"Already has He sent you Word in the Book, that when you hear the signs of Allah held in defiance and ridicule, you are not to sit with them unless they turn to a different theme: if you did, you would be like them. For Allah will collect the hypocrites and those who defy faith - all in Hell." [Qur'an, 4:140]

In short, we need to be careful about what we say as much and maybe even more than what we do. Our tongue can bring us Paradise or Fire, and we need to guard it and use it in the best manner. The Prophet's advise to us to speak a good word or remain silent is timeless. We can not ignore the tongue because it is a great source of fitnah for us. We can not say this is unimportant in the long run, because in the religion of Islam, nothing is unimportant. We can not be like some of the Christians and Jews, taking only that which we want to follow from the religion. We must take it as a whole. Allah the Almighty says:

"After this it is you, the same people, who slay among yourselves, and banish a party of you from their homes; assist (Their enemies) against them, in guilt and rancour; and if they come to you as captives, you ransom them, though it was not lawful for you to banish them. Then is it only a part of the Book that you believe in, and do you reject the rest? but what is the reward for those among you who behave like this but disgrace in this life? - and on the Day of Judgment they shall be consigned to the most grievous penalty. For Allah is not unmindful of what you do." [Qur'an, 2: 85]

We can not say that something the Prophet commanded or warned about is unimportant, because it was important enough for Allah and His Messenger to address it, so it is important enough for us to follow it. Our religion is complete. Allah the Most High says:

"...This day have I perfected your religion for you, completed My favour upon you, and have chosen for you Islam as your religion..." [Qur'an, 5:3]

Dear brothers and sisters! It is with regret that we see a colossal disease that is rampant within the Ummah today. This disease has affected many of us yet, we remain unaware of the dangers of it. This is the disease and the fitnah of "mocking Allah or mocking aspects within His religion.’’

The dangers of ridiculing and mocking aspects within the religion are apparent in the Qur’an. Allah the Almighty says:

"Say, Is it Allah and His verses and His Messenger that you were mocking?” Make no excuse; you have disbelieved after your belief.’’ [Qur'an, 9:65-66]

Imam Ibn Hazm mentions:

"It is authentically proven based upon the text that whosoever mocks Allah or a single Angel (from amongst the Angels) or a single Prophet (from amongst the Prophets) or a single verse from the Qur'an, or a single commandment (from the compulsory aspects of the religion) – (All of these are the signs of Allah), then he is a disbeliever after the arguments have reached him (to prove to him that what he is doing is an act of Kufr (disbelief))." [See Al-Fasl of Imam Ibn Hazm]

And Imam Muhammad Bin Abdul-Wahhaab (rahimahullah) writes in his short treatise “Nawaqidul-Islam” (The Nullifiers of Islam), under the 6th nullifier of Islam:

"Whoever mocks or ridicules any part of the Messenger’s Religion or its rewards or punishments has committed an act of disbelief. The proof for this is Allah's statement: “Say: ‘Was it Allah and His verses and His Messenger that you were mocking? Make no excuses, you have disbelieved after having had faith.” [Qur'an, 9: 65-66]

Beloved servants of Allah! Mocking the religion is an act of disbelief which leads to apostasy whether it is done seriously or in jest. When the people who mocked Allah The Almighty, His verses and His Messenger came to the Prophet (Peace be upon him) to apologise to him saying that they were only conversing idly and jesting, Allah The Almighty addressed them Saying:

"Make no excuse; you have disbelieved after your belief." [Qur'an, 9:66]

Mocking the religion is a major symptom of the disease of uncertainty and doubt which corrupts the heart, and the one who commits it antagonises Allah The Almighty, His Messenger and the believers. Mocking religion implies that the person who mocks the religion prefers something else to it, regardless of what he actually prefers.

I ask Allah to assist us in living by the Qur'an and Sunnah. I pray that He lets us recognise the truth for what it is and helps us to follow it, and that He let us see falsehood for what it is and helps us to avoid it.

O Allah! Guide us and protect us from the causes of ignorance and destruction! Save us from the defects of ourselves! Cause the last of our deeds to be the best and most righteous! And forgive all of us.

My respected people! Anything good I have said in my today’s Sermon is from Allah the Almighty, and any mistakes are my own and I seek refuge in Allah from giving wrong advice and from all forms of calamities and fitnah. And I ask Allah’s forgiveness if I stepped beyond bounds in anything I said or I do.

May Allah be praised; and may the peace and blessings of Allah be upon His Messenger Muhammad and upon his family and Companions.

With this I conclude my Sermon and ask Allah, the Almighty and the Sublime, to forgive all of our sins. So seek his forgiveness, He is all forgiving Most Merciful.

This Jumu’ah Khutbah (Friday Sermon) was prepared for delivery today Friday, Dhul-Qa'adah 2nd, 1440 AH (July 5, 2019), by Imam Murtadha Muhammad Gusau, the Chief Imam of Nagazi-Uvete Jumu’ah and Alhaji Abdur-Rahman Okene’s Mosques, Okene, Kogi State, Nigeria. He can be reached through: gusaumurtada@gmail.com or +2348038289761.


Again the day of Rahmat- Jumma is here. May Allah bestow His blessings and mercy upon you and your family!
Jumma@ mubaraq 💚



Friday Messages 296

O Allah! Control our Hearts while going astray, divert our thoughts from planning evils against others, make us active in all aspect of prayers & worship and make our entire life beneficial to humanity, Ameen, Jumma'a Mubarak!


Friday Messages 295

Jundub RA said: The Prophet (sallallaahu ’alayhi wa sallam) said, 

*"He who so acts to show off, Allah will disgrace him on the Day of Resurrection, and he who does good deeds so that people (may hold him in high esteem), Allah will expose his hidden evil intentions before the people on the Day of Resurrection."*

                       *~Jumua Mubarak*


Friday Messages 294

Ya Ubangiji muna Neman Taimakonka, Ka dafa mana Akan dukkan Al-amuranmu, Kasada Mu da Daukacin Alkhairin dake cikin wannan Rana,Ya ALLAH Ka biya mana dukkan bukatunmu Na Alkhairi. Alfarmar Annabin Rahma. Barkanmu da Safiyar Juma’at


Friday Messages 293

May Allah bless u & ur family with a life full of sustainability, uplift u & ur family to the highest level of dignity, give u & ur family a blessful life, forgive the sins of u & ur family, purify the heart of u & ur family & above all grant u & ur family unlimited mercy & favour of Allah that can draw u & ur family to the paradise. Amen, Good morning & Jummaat Mubarak.


Friday Messages 292

May Allah shower his Rahma & Salama on you. Prevent any evil act from reaching you & decree you to end with the most pious & beautiful acts. Ameen. Barka Da Juma'a


Friday Messages 291

O Allah, neutralize every evil plan against us and our families, answer all our prayers, grant us a beautiful and successful end, O Allah, continue to provide us with what will be of benefit to us, and what others will benefit from us. May Jannatul Firdaus be our final home, Ameen. JUMMU'AH MUBARAK.


Friday Messages 290

May ALLAH!*grant you Mercy, Guide your hearts, Settle Your affairs, Remove your worries, Protect you from evils, Bless your struggles,  
Provide your needs, Forgive your deads, Bless your families, Give you the Best in this World and the Hereafter and protect you from the hellfire. Aamin.
Juma’at Mubarak


The Position of Money & Wealth In Islam

[Friday Sermon] The Money And Wealth's Position In Islam

In the name of Allah, the Most Merciful, the Grantor of Mercy

All praise is for Allah. We praise Him, we seek His aid and we ask for His forgiveness. We seek Allah's refuge from the evils of ourselves and from our evil actions. Whosoever Allah guides, there is no one who can misguide him; and whosoever Allah misguides, there is no one who can guide him.

I testify that none has the right to be worshipped except Allah, alone, who has no partner; and I testify that Muhammad (Peace be upon him) is His servant and Messenger.

Dear brothers and sisters! Innately a human being is as deeply concerned about his money as about his life and it has even been said that it is easier to kill a man than to deprive him of his means of subsistence.

* Questions relating to man’s concern about his sustenance

What is the philosophy of money in Islam?

How could a man stop worrying about his sustenance?

How could he avoid doing wrong in order to obtain his sustenance?

How could he avoid having to accept humiliating positions to earn his living?

Who is the (real) owner of money?

How did man come to be its administrator?

Why should we take care of money?

Why has Allah prohibited prodigality, extravagance and any other act of wasting money?

Why does Islam make it obligatory for a man to earn his living as an individual duty?

Are there any illicit means of obtaining sustenance which most Muslims are unmindful of?

How could we increase our sustenance according to the teachings of Islam mentioned in the Noble Qur’an and in the Sunnah of the Prophet (Peace be upon him)?

Respected brothers and sisters! These are the questions people are often anxious about, and they are the subject of this sermon.

* The description of money in the Qur’an and the Sunnah

1. To Allah belongs the dominion of the heavens and the earth

Dear brothers and sisters! Allah the Most High has created the heavens and the earth and everything between them, and He is the Only Owner of everything to be found there, and of everything between them, as well as of everything below the surface of the earth (including the underground resources). Allah the Almighty says in the Noble Qur’an:

"To Him belongs all that is in the heavens and all that is on the earth, and all that is between them, and all that is under the soil." [Surah Taha, 20:6]

2. Wealth belongs to Allah the Almighty

Dear brothers and sisters! Money is described in the Noble Qur’an as the Wealth of Allah. Allah the Almighty says:

"And give them something yourselves out of the wealth of Allah which He has bestowed upon you." [Surah An-Nur, 24:33]

So, Allah the Almighty refers to the money owned by people as His Own Wealth.

3. Money as a means of making people administrators

Allah the Almighty also calls money a tool for making man (its) administrator. He says in the Noble Qur’an:

"Believe in Allah and His Messenger (Muhammad Peace be upon him), and spend of that whereof He has made you trustees. And such of you as believe and spend (in Allah’s Way), theirs will be a great reward." [Surah Al-Hadid, 57:7]

My beloved people! Everything in the Universe, in the heavens and on earth, and everything under its surface is owned by Allah, both in terms of creation or action (it is under the Power of Allah), and destination (it will return to Allah). Basically, Allah the Almighty owns everything, while man just has the right of dealing (with it), and Allah the Almighty will call him to account on the Day of Resurrection and he will be questioned about his money, the way he acquired it and the way he spent it.

The Prophet Muhammad, may Allah bless him and grant him peace, said:

"The world is sweet and green, and verily Allah is going to install you there as successors in order to see how you act." [Muslim]

4. Money is ascribed to man as benefit and trial

Actually, in some Qur'anic verses, the possession of money is ascribed to man. Allah the Almighty says in the Noble Qur’an:

"You shall certainly be tried and tested in your wealth and properties and in your personal selves, and you shall certainly hear much that will grieve you from those who received the Scripture before you (Jews and Christians) and from those who ascribe partners to Allah, but if you persevere patiently, and become Al-Muttaqun (the pious) then verily, that will be a determining factor in all affairs, and that is from the great matters, [which you must hold on with all your efforts]." [Surah Ali Imran, 3:186]

"You shall certainly be tried and tested in your wealth and properties"

The commentators of the Noble Qur’an said that the ownership of wealth and properties is ascribed to man in terms of benefit, trial and test. So Allah the Almighty has granted you the ownership of money in order that you may get benefit from it and to be tested through it.

5. Money as one of Allah’s blessings

Dear brothers and sisters! Money is one of the blessings of Allah the Almighty which shows His Mercy with regard to man. Allah the Almighty says in the Noble Qur’an:

"Did He not find you (O Muhammad Peace be upon him) an orphan and gave you a refuge? And He found you unaware (of the Qur'an, its legal laws, and Prophethood, etc.) and guided you? And He found you poor, and made you rich (self-sufficient with self-contentment, etc.)?" [Surah Ad-Duha,93:6-8]

6. The good (that there is) in money

Dear brothers and sisters! Money is named in the Noble Qur'an as something good. Allah the Most High says:

"It is prescribed for you, when death approaches any of you, if he leaves wealth (that which is good), that he make a bequest to parents and next of kin, according to reasonable manners. (This is) a duty upon Al-Muttaqun (the pious)." [Surah Al-Baqarah, 2:180]

Wealth was also praised by the Prophet, may Allah bless him and grant him peace, who said:

"How great is the goodness of wealth when put in the hands of a righteous man!"

7. Money is the lifeblood of existence

It has been transmitted that one of the companions of the Prophet, may Allah bless him and grant him peace, said:

"How excellent wealth is! Through it I protect my honour and get closer to my Lord."

This noble companion defined thus the goals of earning money. Allah the Almighty clarified that money is the lifeblood of existence and that people’s sustenance is based on it. He, Glory to Him, says in the Noble Qur’an:

"And give not unto the foolish your property which Allah has made a means of support for you, but feed and clothe them therewith, and speak to them words of kindness and justice." [Surah Al-Nisa, 4:5]

* It is a must to take care of money and avoid wasting it

Dear brothers and sisters! Given that money is a blessing, goodness, and the lifeblood of existence, as mentioned in the Noble Qur’an, we should take care of it and handle it properly in order to satisfy our basic needs. Furthermore, the verse of debt, the longest one in the Noble Qur’an, stresses the necessity of the correct dealing with money, of taking care of it, and of refraining from wasting it, through registering the debt, bringing in witnesses, and taking a surety bond. So, Islam has forbidden wasting money with which Allah Most High has entrusted people.

Al-Mughirah transmitted that the Prophet, may Allah bless him and grant him peace, said:

"I heard the Prophet (Peace be upon him) say, ‘Three are the things that Allah hates for you: idle tittle-tattle, wasting wealth and asking too many useless questions." [Muslim]

* The spendthrift

On the other hand, Allah the Almighty has described those who waste their money as the “brothers of the shayatin (plural of shaitan).” He, Glory to Him, says in the Noble Qur’an:

"And give to the kindred his due and to the Miskin (poor) and to the wayfarer. But spend not wastefully (your wealth) in the manner of a spendthrift. Verily, spendthrifts are brothers of the Shayatin (devils), and the Shaitan (Devil – Satan) is ever ungrateful to his Lord." [Surah Al-Isra, 17:26-27]

Given that Shaitan is ungrateful to Allah, and the spendthrift is a brother of Shaitan, if follows that the spendthrift is ungrateful to Allah as regards the blessing of having money, which could be a means of his attaining a high station in Paradise. Allah Most High also says:

"But seek, with that (wealth) which Allah has bestowed on you, the home of the Hereafter." [Surah Al-Qasas, 28:77]

* The extravagant

By contrast, a person who spends money wastefully, rather than a spendthrift is considered somebody extravagant. Allah the Almighty says in the Noble Qur’an:

"O Children of Adam! Take your adornment (by wearing your clean clothes), while praying and going round (the Tawaf of) the Ka’abah, and eat and drink but waste not by extravagance, certainly He (Allah) likes not Al-Musrifun (those who waste by extravagance)." [Surah Al-Araf, 7:31]

And He also says:

"And let not your hand be tied (like a miser) to your neck, nor stretch it forth to its utmost reach (like a spendthrift), so that you become blameworthy and in severe poverty." [Surah Al-Isra, 17:29]

The above Qur'anic verses means that you are worthy of blame if you do not spend your money, and you may end up in deep poverty if you spend your whole wealth.

* Moderation in affluence and in poverty

Dear brothers and sisters! There are three deeds that deliver you from Hell and there are three other deeds that take you there. The former are: fearing Allah in secret and in public; telling the truth when you are content or discontent, and moderation in affluence and in poverty (which means spending moderately, neither extravagantly nor stingily; being neither lavish nor miserly). Allah the Almighty says in the Noble Qur’an:

"And those, who, when they spend, are neither extravagant nor niggardly, but hold a medium (way) between those (extremes)." [Surah Al-Furqan, 25:67]

Thus, man should be moderate in wealth and in poverty.

While the three deeds which take you to Hell are: following your desires, miserliness, and conceit, which is the worst among them.

* Man should seek for licit (Halal) wealth

The Prophet, may Allah bless him and grant him peace, said:

"Seeking lawful earnings is compulsory for every Muslim." [Al-Jami' Al-Saghir]

Offering Salah (Prayer), observing Fast, performing Umrah and Hajj, and paying Zakah are obligatory acts. In order to carry out these Islamic duties one should satisfy one’s basic needs, such as eating, drinking, having a roof over one’s head, and so on. Therefore, what is essential to perform an obligatory duty is also considered an obligation; what is essential to perform a fundamental practice is also considered a fundamental practice; and what is essential to perform a Sunnah is also considered a Sunnah. Furthermore, according to Allah’s Way, you should marry and spend money on your family; therefore, you should earn your living.

The Prophet, may Allah bless him and grant him peace, said:

"Seeking lawful means (of earning your living) is obligatory after having fulfilled (other) obligations." [Al-Jami' Al-Saghir]

In this regard, the Allah's Prophets set the best example for us. Allah the Almighty says in the Noble Qur’an:

"And We never sent before you (O Muhammad) any of the Messengers but verily, they ate food and walked in the markets." [Surah Al-Furqan, 25:20]

They were human beings and so they were in need of food in order to live.

"They ate food and walked in the markets." [Surah Al-Furqan, 25:20]

Thus, they had to earn their living and therefore frequented markets. Given the fact that such was their practice, it should, naturally, be adopted by the believers. Had not the Prophets been human beings, with human characteristics just like all other people, they would not have been the role models for mankind that they are.

Al-Miqdam, may Allah be pleased with him, transmitted that the Prophet, may Allah bless him and grant him peace, said:

"No one has ever eaten better food than that paid for with what his hands have earned. And indeed the Prophet of Allah Dawud, would earn his living with (the work of) his hands." [Al-Bukhari]

Abu Hurairah, may Allah be pleased with him, transmitted that the Prophet, may Allah bless him and grant him peace, said:

"Allah has not sent Prophets but they were all shepherds. His companions asked him, “Did you do the same?” The Prophet replied, “Yes, I used to tend the sheep of the people of Makkah for some qirats (amounts of money)." [Al-Bukhari]

Hence, having a job through which you earn your living is considered as a great honour.

Anas Ibn Malik transmitted that a man from the Al-Ansar asked the Prophet, may Allah bless him and grant him peace, (for help). The Prophet asked him:

"Do not you have anything in your house?” He replied, “Yes, a piece of cloth, a part of which we wear and a part of which we spread (on the ground, to sleep on it), and a wooden bowl from which we drink water.” He said, “Bring them to me.” The man then brought these articles to him and he (the Prophet) took them in his hands and asked, “Who will buy these?” A man said, “I shall buy them for one dirham.” He said twice or thrice, “Who will offer more than one dirham?”(which proves the lawfulness of an auction or a bid) Another man said, “I shall buy them for two dirhams.” He gave the things to this man, took the two dirhams and, giving them to the Ansari man, he said, “Buy food with one of them and hand it to your family, and buy an axe (with the rest) and bring it to me.” When the Ansari returned with an axe, the Messenger of Allah, may Allah bless him and grant him peace, fixed a handle on it with his own blessed hands and said, “Go, gather firewood and sell it, and do not let me see you for a fortnight.” The man went away and did as he had been told. When he had earned ten dirhams, he bought a garment with part of the money and food with another part, and went to see the Messenger of Allah, who said, “This is better for you than that begging, lest it should result in a spot on your face on the Day of Judgment.”

Respected brothers and sisters! Begging is right only for three (kinds of) people:

"One who is in grinding poverty, one who is deeply in debt, or one who is responsible for (paying) blood money (and finds it difficult)." [Abu Dawud and Ibn Majah]

Dear brothers and sisters! We know from this story that the Prophet, may Allah bless him and grant him peace, did not give that man money, rather he relieved him psychologically by suggesting him the way to provide for his family so that he would stop thinking about their hardship for some time and give his entire attention to work. He also advised him how to alleviate his family’s difficulties and anxiety, and then encouraged him to earn his living by manual labour.

The Prophet, may Allah bless him and grant him peace, said:

"One should take a rope, cut wood and carry it rather than ask others to give them (something) or not." [Al-Bukhari]

* The prohibition of taking other people’s wealth unlawfully

Dear brothers and sisters! In contrast, Allah the Almighty says in the Noble Qur’an:

"And eat up not one another’s property unjustly (in any illegal way e.g. stealing, robbing, deceiving, fraud, 419, etc.), nor give bribery to the leaders (or judges before presenting your cases) that you may knowingly eat up a part of the property of others sinfully." [Surah Al-Baqarah, 2:188]

Allah the Almighty describes here other people’s property as “your property.” To illustrate the point, consider the example of a man who takes the money out of his right-hand pocket and puts it into the left-hand one. Naturally, there will be no difference. It is likewise with this verse, which describes rhetorically the property of your fellow-brother as your own as regards its protection, which means that you should preserve it as if it were your own. It follows, then, that you are also expected, with even more reason, to refrain from appropriating it.

Dear brothers and sisters! The Prophet, may Allah bless him and grant him peace, said:

"All things of a Muslim are sacred for his brother-in-faith: his blood, his property, and his honour." [Muslim, Tirmidhi, Abu Dawud and Ibn Majah]

And he also said:

"Avoiding to take one naira earned unlawfully is better than performing eighty hajj (journeys) after the obligatory one." [Agreed upon]

* Some unlawful ways of earning money

First: Fraud and its types

Dear brothers and sisters! Fraud is a way of taking other people’s property illegally, so whoever cheats commits this kind of wrongdoing. Fraud itself is of many kinds, all of which carry the meaning of deceiving, which implies demonstrating one thing while hiding the opposite inside (oneself):

1. Lying

It is when you define something as good while in fact it is bad, or to present a cheap product as a valuable one.

2. Mixing bad articles with good ones

Another kind of fraud is to mix bad articles with good ones, then to sell them all at a high price (of the good merchandise) without clarifying the reality or the truth.

3. Misleading (others) about the price

It is a kind of fraud when the seller lies to the buyer about the real price of an article to increase exorbitantly the margin of his profit.

4. Hiding imperfection and manipulating weight

Yet another kind of fraud is to hide the defect and to manipulate the weight, the measure, the number, the length, the area and the volume.

5. Falsify the origin, quality or date something is valid to

It is to alter fraudulently the origin, source, quality or expiry date of goods.

6. Camouflaging defects of goods on display

It is a kind of fraud in which goods are displayed in a way which highlights their attractiveness and conceals their deficiency.

7. Exploiting the buyer’s ignorance of the stock

It is to sell deteriorated merchandise to the buyer exploiting his ignorance of the type of goods.

8. Exploiting the buyer’s ignorance about real prices

It is a kind of fraud in which the buyer’s ignorance is exploited as regards the price of the goods, in order to raise it manifold. Actually, the buyer who is ignorant of the quality and price of the goods is called al-mustarsil (a dupe).

The Prophet, may Allah bless him and grant him peace, said:

"Cheating al-mustarsil is a kind of riba, and is prohibited." [Al-Jami' Al-Saghir]

9. Exploiting the seller’s ignorance of the value of his goods

Just as the seller may deceive the buyer, the buyer may deceive the seller, and it is when the former exploits the latter’s ignorance of the true value of his goods. Therefore, the Prophet, may Allah bless him and grant him peace, prohibited buying from travelers outside the city limits because they would be ignorant of the real value of their goods (in that country) until they have entered its markets.

The Second: Stockpiling

Stockpiling is a kind of appropriation, whose exact definition is: holding money or benefit or work, and refraining from selling it until its price increases due to its scarcity or lack, while people are in dire need of it. Imam Abu Yusuf said:

"All that hurts people by being withheld is called stockpiling."

Some modern scholars said:

"Any act of deluding or misleading people which causes increase in the demand for an article to increase its price is called stockpiling."

The extra profit obtained as a result of this practice is haram (illicit) because it is not in return for an increase in (the quantity of) goods nor in their quality, nor is it for any special service provided by the seller. Furthermore, the buyer does not pay this extra money with conviction, but rather is forced to buy goods at a higher price.

My beloved people! Pay attention to this, according to the Hadiths of the Prophet, may Allah bless him and grant him peace, the one who stockpiles is cursed, which is a destructive matter, for his wrongdoing, and Allah abandons him and threatens him with Hellfire.

Mu'ammar Ibn Abdullah narrated that the Prophet, may Allah bless him and grant him peace, said:

"No one hoards but the sinner." [Muslim]

Umar Ibn al-Khattab transmitted that the Prophet, may Allah bless him and grant him peace, said:

"He who brings goods to the market is blessed with bounty but he who withholds them is cursed." [Al-Darami]

The Prophet, may Allah bless him and grant him peace, also said:

"If anyone withholds grain for forty days out of desire for getting a higher price is abandoned by Allah; Allah abandons him." [Mishkat Al-Masabih]

And he, may Allah bless him and grant him peace, also said:

"Indeed, the man who hoards goods is evil! If prices fall by Allah’s Will, he grieves; and if they rise because of his acts, he is delighted." [Al-Bayhaqi]

By Allah, Dear brothers and sisters! I assure you that if you have goods which Muslims need badly, and you sell them at a low price so that they can satisfy their needs, forsaking thus the profit that you may have expected, then, if you are really a believer, you should rejoice at the lack of profit and at having solved Muslim's problem. Verily, this is a sign of your faith (Iman).

* Means and causes of increasing your sustenance

Dear brothers and sisters! Is there any way to increase our sustenance?

1. Uprightness

Is there any relationship between sustenance and uprightness?

The answer to this is mentioned in the noble Qur'anic verse below:

"If they had believed in Allah, and went on the Right Way We should surely have bestowed on them water (rain) in abundance." [Surah Al-Jinn, 72:16]

Sometimes the whole crops in our country, about million tons annually, is under the constant threat of damage due to persistent lack of rain. Allah the Almighty says in the Noble Qur’an:

"And if the people of the towns had believed and had the Taqwa (piety), certainly, We should have opened for them blessings from the heaven and the earth, but they belied (the Messengers). So We took them (with punishment) for what they used to earn (polytheism and crimes, etc.)." [Surah Al-A'raf, 7:96]

2. The Salah (the Prayer)

Is there any connection between sustenance and Salah (Prayer)?

Allah the Almighty says:

"And enjoin As-Salah (the Prayer) on your family, and be patient in offering them [i.e. the Salah (prayers)]. We ask not of you a provision (i.e. to give Us something: money, etc.); We provide for you. And the good end (i.e. Paradise) is for the Muttaqun (pious)." [Surah Taha, 20:132]

Dear servants of Allah! The house in which the five daily prayers are performed is blessed, and the shop whose owner and its staff perform the five daily prayers is a prosperous one according to the previous Qur'anic verse.

3. Asking for Allah’s Forgiveness (Istighfar)

Is there any link between sustenance and asking for Allah’s Forgiveness?

Allah the Almighty says:

"I said (to them): ‘Ask forgiveness from your Lord; Verily, He is Oft-Forgiving. He will send rain to you in abundance. And give you increase in wealth and children, and bestow on you gardens and bestow on you rivers." [Surah Nuh, 71:11-13]

4. Being grateful to Allah

Is there any connection between sustenance and gratefulness?

Allah the Almighty says:

"And (remember) when your Lord proclaimed: “If you give thanks (by accepting Faith and worshipping none but Allah), I will give you more (of My Blessings)." [Surah Ibrahim, 14:7]

The Prophet, may Allah bless him and grant him peace, used to appreciate any blessing, no matter how small, even relieving himself, when he used to say:

"Praise be to Allah who made me enjoy the taste of food, made me keep from it what is useful, and relieved me from what is of no use." [Jami' Al-Saghir]

So, he, may Allah bless him and grant him peace, used to thank Allah for the smallest Divine Favour.

5. Maintaining the bounds of kinship

Is there any link between sustenance and maintaining the bounds of kinship?

Anas Ibn Malik transmitted that the Prophet, may Allah bless him and grant him peace, said:

"Whoever wishes to have his sustenance increased, and his life-span extended, then let him respect the ties of kinship." [Al-Bukhari, Muslim, Abu Dawud and Ahmad]

6. Giving sadaqah (out of generosity)

Is there any relation between sustenance and giving sadaqah?

The Prophet, may Allah bless him and grant him peace, said:

"Seek your sustenance by giving sadaqah." [Al-Jami' Al-Saghir]

And he, may Allah bless him and grant him peace, said:

"Righteousness is wealth." [Al-Jami' Al-Saghir]

An upright person has the most precious thing in life which is people’s confidence, and consequently they will be generous to him.

7. Professional competence

Dear brothers and sisters! Is there any connection between sustenance and professional competence?

The Prophet, may Allah bless him and grant him peace, said:

"Allah likes you to exert your utmost to be competent at (your) work." [Al-Jami' Al-Saghir]

It is noticeable that in the period of economic stagnation the only craftsmen who find work are those who are real experts, while the others tend to be unemployed. Hence, professional competence, honesty, preserving the ties of kinship, being grateful to Allah, asking for His Forgiveness, offering Salah, faith and fear (of Allah) are some of the reasons for increasing sustenance according to the Noble Qur’an and the Sunnah of the Prophet.

Dear brothers and sisters! As mentioned earlier, money is Allah’s property and He has entrusted us with it. This means that Allah holds us accountable for money issues; how we earn it and how we spend it.

We are obliged to earn money in a legitimate and honest fashion and refrain from using it to hurt others or spending it in an unlawful manner.

* The role of money

Money is a means to value items and to facilitate the exchange or trading of goods; it is not a commodity in and of itself, nor is it a tradable item, consequently money itself, is not to be sold, bought or leased.

* The Islamic economy is attached to the religion of Islam

The economic laws of Islam are consistent with the principles, ethics and values that Islam.

* The Islamic economy is an act of worship

Namely, if the craft of a Muslim, through which he makes living, is legitimate itself, is earned by legal ways, is meant to be a living for him and his family and to server people, doesn’t refrain him form his religious duties, and doesn’t stop him from a good deed through which he sublimes, thereupon it turns into an act of worship. Hence, a believer habits are considered as acts of worship. Therefore, the financial motive in Islamic economy is not the only purpose, as it is related to pleasing Allah and strive for the hereafter. Allah the Almighty says:

"Say (O Muhammad): “Verily, my Salah (Prayer), my sacrifice, my living, and my dying are for Allah, the Lord of the Alamin (mankind, jinns and all that exists)." [Surah Al-An’am, 162]

* The Islamic economy is self-monitored

Everyone working within the Islamic economy practices self-monitoring rather than needing to be monitored by someone else; hence the control and monitoring of the economy is very efficient and powerful. It serves a variety of goals and prevents individuals from escaping their duties, rights and responsibilities. Allah the Most High says:

"Lo! nothing in the earth or in the heavens is hidden from Allah." [Surah Ali Imran: 5]

Because self-restraint is much more efficient and effective than outer restraint.

* There is a balance between individual and group interests

In an Islamic economy, the interests of both individuals and communities are addressed, because individuals and communities are not foes and work in harmony. Furthermore whenever there is a conflict of interest between an individual and the greater good of the community, priority is given to the community’s needs. Under this quality monopolies are forbidden under Islamic law.

* There is a balance between spiritual needs and material needs

Islam encourages such a balance. Allah the Almighty says:

"O you who believe! When the call is heard for the prayer of the day of congregation (Friday), hasten unto remembrance of Allah and leave your trading. That is better for you if you did but know. And when the prayer is ended, then disperse on the land and seek of Allah’s bounty, and remember Allah much, that you may be successful." [Surah Al-Jumu'ah: 9]

And Allah the Almighty says:

"But seek, with that (wealth) which Allah has bestowed on you, the home of the Hereafter, and forget not your portion of legal enjoyment in this world, and do good as Allah has been good to you, and seek not mischief in the land. Verily, Allah likes not the Mufsidun (those who commit great crimes and sins, oppressors, tyrants, mischief-makers, corrupts)." [Surah Al-Qasas, 77]

* Islamic economy is an ethical economy

In Islam the economy and ethics are inseparable unlike other economic systems used in the world. Consequently, the required qualities of a Muslim economist include being honest, trustworthy, tolerant, decent, humble, merciful and caring. These qualities are one of the reasons why Islam spread throughout the Far East, to both Indonesia and China.

* Islamic Economy is objective and comprehensive

All laws are applied to both Muslims and non-Muslims in the same way.

* Principles Governing an Islamic Economy Risk-sharing

This is the basis of all Islamic economies and the characteristic that distinguishes an Islamic economic system from other systems around the world.

The sharing of profits and losses is a rule designed to divide wealth between the capital and the efforts and it’s the principle that supports justice in wealth distribution.

* Unique resources for the country

The Islamic economic system is the only system that incorporates Zakah (money collected annually and paid to the needy). While this principle is similar to some of today’s taxation laws, there is a very important difference, which is, Zakah is applicable only to savings and not one’s entire income. Hence, Zakah applies to saved and frozen money, the system encourages people to invest their money instead of piling it up and this ensures the wheel of the economy continues to roll.

* Private ownership

In an Islamic economy, the right to private ownership is protected providing it does not hurt other members of the society, which can occur when a monopoly exists. This characteristic differs from the communist economic system, which considers everything as public property.

* Public ownership

In an Islamic economy system, public utilities that are essential to people’s lives are the property of the State or under its supervision. This approach helps facilitate the basic needs for all human life and the community’s interest and is contrary to a capitalist economic system, which allows the ownership of everything or anything.

* Islam’s system of inheritance

In an Islamic economy system the wealth of deceased individuals is distributed among family members. It is not left to accumulate; rather it is divided and distributed to inheritors in a specific and detailed system as outlined in the Noble Qur'an.

* Charities and endowment funds

Charity is one of the main characteristics of an Islamic economy. It seeks to promote social solidarity and to address the needs of the poor, by identifying some projects to raise funds for the needy.

* The superiority of public interest over private one

- Market monitoring

An Islamic economic system has a market monitoring system, however it does not interfere by setting or changing prices, such actions are undertaken only to prevent wrongful action and adjust things should a transaction be performed wrong.

- Transparency

An Islamic economy stresses the need for transparency in all economic and financial transactions.

The Prophet Muhammad (Peace be upon him) forbade traders from waiting for commercial convoys at a country’s border to buy the goods being transported before they actually enter the general market.

- Differentiation between public and private properties

It doesn’t mean to separate this from that, rather it means to follow the Islam law that says: “avoiding the public damage by the private one.”

- Usury is prohibited (Haram)

Usury is best described as the interest one is charged when offered a loan. Under Islamic law it is strictly forbidden to charge interest on the loaning of money as this practice leads to taking advantage of people and turning the money into a commodity itself.

- Monopolies is prohibited (Haram)

Monopolies are strictly forbidden in Islam because they go against the interests of the general public.

Muslims believe when one monopolises they are taking advantage of those who need certain commodities. Monopolies are considered subjugating people and their operations are not considered appropriate within a Muslim economy.

- Selling and purchasing loans is prohibited (Haram)

Because, in most cases, loans basically represent money, from an Islamic perspective such practices turn Islamic funds into a commodity itself. And, as stated earlier, under Islamic law, money can be neither bought, nor sold.

- Selling what you don’t yet own is prohibited (Haram)

Such activity is forbidden because it is equated with gambling and taking unnecessary risks, since you would be selling something you think you will soon have. Like when you participate in contests on TV channels, or through cellular phones (call this number to win so and so), and all these are faces of gambling that is forbidden in Islam.

- Limitations on trade practices

The trading of illegal items is strictly forbidden – this would include transactions for drugs, cigarettes, prostitution services, pornographic materials and alcoholic beverages, etc.

* An Islamic economic system believes in the role of the market

The market was established following construction of the great Mosque. Most companions were merchants, such as Abu Bakr, Uthman, Abdur-Rahman Bin Auf, and many others.

* Mudarabah (Islamic speculation)

This is when an investor pays money to someone to invest in an exchange for a specified percentage of the profit. However the amount to be paid back does not correlate to the amount invested. as in conventional banking systems. In Islamic banking, the profit derived from speculation is distributed after giving the investor back his invested capital.

* Murabahah

This is when investors pay money to someone in order to invest in purchasing certain commodities and then sell it with a profit margin at a later stage, or sell it through installments.

* Musharakah (contribution/partnership)

This is when individuals contribute to a specified investment with their money, or efforts, or both.

Such investment projects are jointly owned by all the contributors and they all share in the profits or losses the activity generates.

* Ijarah (sub-contracting)

This is when an investor purchases an asset or equipment through a sub-lease arrangement. The lease income is considered the profit of such an investment project after deducting the operational costs.

* Al Salam (Handing over)

This is the opposite of the delayed selling, in a transaction of this nature money is paid in exchange for a commodity that will be delivered at a later stage, the commodity to be provided must be clearly specified and detailed.

Praise be to Allah, the Lord of the Worlds.

O Allah! Control our heart while going astray, divert our thoughts from planing evils against others, assist us to defeat shaitan (satan), enrich us with health and halal wealth, make us active in all aspect of Ibadah and make our entire life beneficial to Islam, Muslim and humanity.

I ask Allah the Generous, the Lord of the great throne by His Beautiful Names and Lofty Attributes to benefit us all from what He has taught us, and to rectify all of our conditions. And I ask Him to guide us to the straight path, and to not leave us to ourselves even for the blink of an eye. Verily the Blessed and Exalted responds to the supplication and He is the One hope is placed in and the best to rely upon. And Allah knows best. May the prayers and peace of Allah be upon His Servant, His Messenger, and our Beloved Prophet Muhammad, and upon his family and his Companions.

This Jumu’ah Khutbah (Friday Sermon) was prepared for delivery today Friday, Jumada Al Ula 4, 1440 AH (January 11, 2019), by Imam Murtada Muhammad Gusau, the Chief Imam of Nagazi-Uvete Jumu’ah and the late Alhaji Abdur-Rahman Okene’s Mosques, Okene, Kogi State, Nigeria. He can be reached via: gusaumurtada@gmail.com or +2348038289761.

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